{"id":14491,"date":"2023-11-27T11:58:19","date_gmt":"2023-11-27T14:58:19","guid":{"rendered":"https:\/\/www.acordocerto.com.br\/?p=14491"},"modified":"2024-05-13T17:07:29","modified_gmt":"2024-05-13T20:07:29","slug":"pix-taxado","status":"publish","type":"post","link":"https:\/\/www.acordocerto.com.br\/blog\/pix-taxado\/","title":{"rendered":"Pix Taxado: Entenda as Regras do Banco Central e Previna-se"},"content":{"rendered":"\n<p>Nos \u00faltimos meses, tem um assunto que vem gerando muitas d\u00favidas e discuss\u00f5es: o PIX taxado. Afinal, vai existir mesmo a taxa do <a href=\"https:\/\/www.acordocerto.com.br\/blog\/o-que-e-pix\/\" target=\"_blank\" rel=\"noreferrer noopener\">PIX<\/a>? Quais s\u00e3o as novas regras?&nbsp;<\/p>\n\n\n\n<div class=\"cta-btn-block\">\n  <a class=\"cta-btn\" href=\"https:\/\/app.acordocerto.com.br\/login?utm_source=blog&amp;utm_medium=acordocerto&amp;utm_term=cta-post\" target=\"_blank\">Consulte seu CPF<\/a>\n<\/div>\n\n\n\n<p>Aproveita para pegar um caf\u00e9 e sentar com a gente, que vamos explicar tudo tim tim por tim tim.<\/p>\n\n\n\n<p>Sem tempo para ler? Clique no play abaixo para ouvir o conte\u00fado&nbsp;\ud83d\udd0a<\/p>\n\n\n\n<iframe width=\"100%\" height=\"83\" scrolling=\"no\" src=\"https:\/\/go.vooozer.com\/embed\/045e0a48\" frameborder=\"0\" title=\"Narra\u00e7\u00e3o humana do artigo\" style=\"height: 83px !important;\" allowfullscreen><\/iframe>\n\n\n\n\n\n<h2 class=\"wp-block-heading\">PIX taxado? A verdade por tr\u00e1s da taxa\u00e7\u00e3o do PIX<\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"PIX Taxado 2024: O PIX Vai Ser Taxado? Qual a Taxa do PIX? - Acordo Certo\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/ODfepYNyNPc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Muita gente anda se perguntando se o PIX vai ser taxado de verdade. A resposta \u00e9 sim, mas com algumas ressalvas importantes.&nbsp;<\/p>\n\n\n\n<p>Recentemente, aconteceu um an\u00fancio da Caixa Econ\u00f4mica Federal sobre a cobran\u00e7a de taxas para pessoas jur\u00eddicas a partir de julho de 2023. A boa not\u00edcia \u00e9 que, para quem \u00e9 pessoa f\u00edsica, ou est\u00e1 inscrito em programas sociais, como o Bolsa Fam\u00edlia, a cobran\u00e7a n\u00e3o se aplica.<\/p>\n\n\n\n<p>Mas vamos explicar melhor:&nbsp;<\/p>\n\n\n\n<p>Cada institui\u00e7\u00e3o tem o poder de decidir quais tipos de empresas e pessoas jur\u00eddicas ser\u00e3o tarifadas. Mas o <a href=\"https:\/\/www.bcb.gov.br\/\" target=\"_blank\" rel=\"noreferrer noopener\">Banco Central<\/a> criou algumas regras para essa cobran\u00e7a.&nbsp;<\/p>\n\n\n\n<div class=\"cta-btn-block\">\n  <a class=\"cta-btn\" href=\"https:\/\/app.acordocerto.com.br\/login?utm_source=blog&amp;utm_medium=acordocerto&amp;utm_term=cta-post\" target=\"_blank\">Consulte seu CPF<\/a>\n<\/div>\n\n\n\n<p>O principal crit\u00e9rio \u00e9 que a taxa pode ser aplicada quando uma atividade comercial \u00e9 identificada.<\/p>\n\n\n\n<p>No caso de Empres\u00e1rios Individuais (EIs) e Microempreendedores Individuais (MEIs), a cobran\u00e7a se aplica nas seguintes situa\u00e7\u00f5es que configuram atividade comercial:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Recebimento de valores PIX por QR Code Din\u00e2mico;<\/li>\n\n\n\n<li>Recebimento de mais de 30 transa\u00e7\u00f5es com PIX no m\u00eas, por conta, atrav\u00e9s de QR Code est\u00e1tico, chave PIX ou inser\u00e7\u00e3o manual dos dados. Neste caso, a tarifa pode ser praticada a partir da 31\u00aa transa\u00e7\u00e3o;<\/li>\n\n\n\n<li>Recebimento de transa\u00e7\u00e3o por usu\u00e1rio pagador pessoa jur\u00eddica que inicia a transa\u00e7\u00e3o por meio de QR Code est\u00e1tico, din\u00e2mico ou outra forma de inicia\u00e7\u00e3o associada ao PIX Cobran\u00e7a;<\/li>\n\n\n\n<li>Uso exclusivo da conta para fins comerciais, conforme previsto no contrato entre o usu\u00e1rio e a institui\u00e7\u00e3o financeira ou de pagamento detentora da conta.<\/li>\n<\/ol>\n\n\n\n<p><\/p>\n\n\n\n<p>No caso de outras pessoas jur\u00eddicas, a cobran\u00e7a ocorre quando:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>O usu\u00e1rio pagador \u00e9 uma pessoa natural, ou seja, quando a pessoa jur\u00eddica recebe valores;<\/li>\n\n\n\n<li>O usu\u00e1rio pagador pessoa jur\u00eddica inicia a transa\u00e7\u00e3o por meio de QR Code est\u00e1tico, din\u00e2mico ou outra forma de inicia\u00e7\u00e3o associada ao Pix Cobran\u00e7a.<\/li>\n<\/ol>\n\n\n\n<p><\/p>\n\n\n\n<p>Esses crit\u00e9rios garantem uma cobran\u00e7a justa e alinhada \u00e0s atividades comerciais das empresas.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Como vai funcionar a taxa do PIX?&nbsp;<\/h2>\n\n\n\n<blockquote class=\"instagram-media\" data-instgrm-captioned data-instgrm-permalink=\"https:\/\/www.instagram.com\/reel\/Cy3eOYVuJMb\/?utm_source=ig_embed&amp;utm_campaign=loading\" data-instgrm-version=\"14\" style=\" background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:540px; min-width:326px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);\"><div style=\"padding:16px;\"> <a href=\"https:\/\/www.instagram.com\/reel\/Cy3eOYVuJMb\/?utm_source=ig_embed&amp;utm_campaign=loading\" style=\" background:#FFFFFF; line-height:0; padding:0 0; text-align:center; text-decoration:none; width:100%;\" target=\"_blank\" rel=\"noopener\"> <div style=\" display: flex; flex-direction: row; align-items: center;\"> <div style=\"background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;\"><\/div> <div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center;\"> <div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;\"><\/div> <div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;\"><\/div><\/div><\/div><div style=\"padding: 19% 0;\"><\/div> <div style=\"display:block; height:50px; margin:0 auto 12px; width:50px;\"><svg width=\"50px\" height=\"50px\" viewBox=\"0 0 60 60\" version=\"1.1\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"https:\/\/www.w3.org\/1999\/xlink\"><g stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><g transform=\"translate(-511.000000, -20.000000)\" fill=\"#000000\"><g><path d=\"M556.869,30.41 C554.814,30.41 553.148,32.076 553.148,34.131 C553.148,36.186 554.814,37.852 556.869,37.852 C558.924,37.852 560.59,36.186 560.59,34.131 C560.59,32.076 558.924,30.41 556.869,30.41 M541,60.657 C535.114,60.657 530.342,55.887 530.342,50 C530.342,44.114 535.114,39.342 541,39.342 C546.887,39.342 551.658,44.114 551.658,50 C551.658,55.887 546.887,60.657 541,60.657 M541,33.886 C532.1,33.886 524.886,41.1 524.886,50 C524.886,58.899 532.1,66.113 541,66.113 C549.9,66.113 557.115,58.899 557.115,50 C557.115,41.1 549.9,33.886 541,33.886 M565.378,62.101 C565.244,65.022 564.756,66.606 564.346,67.663 C563.803,69.06 563.154,70.057 562.106,71.106 C561.058,72.155 560.06,72.803 558.662,73.347 C557.607,73.757 556.021,74.244 553.102,74.378 C549.944,74.521 548.997,74.552 541,74.552 C533.003,74.552 532.056,74.521 528.898,74.378 C525.979,74.244 524.393,73.757 523.338,73.347 C521.94,72.803 520.942,72.155 519.894,71.106 C518.846,70.057 518.197,69.06 517.654,67.663 C517.244,66.606 516.755,65.022 516.623,62.101 C516.479,58.943 516.448,57.996 516.448,50 C516.448,42.003 516.479,41.056 516.623,37.899 C516.755,34.978 517.244,33.391 517.654,32.338 C518.197,30.938 518.846,29.942 519.894,28.894 C520.942,27.846 521.94,27.196 523.338,26.654 C524.393,26.244 525.979,25.756 528.898,25.623 C532.057,25.479 533.004,25.448 541,25.448 C548.997,25.448 549.943,25.479 553.102,25.623 C556.021,25.756 557.607,26.244 558.662,26.654 C560.06,27.196 561.058,27.846 562.106,28.894 C563.154,29.942 563.803,30.938 564.346,32.338 C564.756,33.391 565.244,34.978 565.378,37.899 C565.522,41.056 565.552,42.003 565.552,50 C565.552,57.996 565.522,58.943 565.378,62.101 M570.82,37.631 C570.674,34.438 570.167,32.258 569.425,30.349 C568.659,28.377 567.633,26.702 565.965,25.035 C564.297,23.368 562.623,22.342 560.652,21.575 C558.743,20.834 556.562,20.326 553.369,20.18 C550.169,20.033 549.148,20 541,20 C532.853,20 531.831,20.033 528.631,20.18 C525.438,20.326 523.257,20.834 521.349,21.575 C519.376,22.342 517.703,23.368 516.035,25.035 C514.368,26.702 513.342,28.377 512.574,30.349 C511.834,32.258 511.326,34.438 511.181,37.631 C511.035,40.831 511,41.851 511,50 C511,58.147 511.035,59.17 511.181,62.369 C511.326,65.562 511.834,67.743 512.574,69.651 C513.342,71.625 514.368,73.296 516.035,74.965 C517.703,76.634 519.376,77.658 521.349,78.425 C523.257,79.167 525.438,79.673 528.631,79.82 C531.831,79.965 532.853,80.001 541,80.001 C549.148,80.001 550.169,79.965 553.369,79.82 C556.562,79.673 558.743,79.167 560.652,78.425 C562.623,77.658 564.297,76.634 565.965,74.965 C567.633,73.296 568.659,71.625 569.425,69.651 C570.167,67.743 570.674,65.562 570.82,62.369 C570.966,59.17 571,58.147 571,50 C571,41.851 570.966,40.831 570.82,37.631\"><\/path><\/g><\/g><\/g><\/svg><\/div><div style=\"padding-top: 8px;\"> <div style=\" color:#3897f0; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:550; line-height:18px;\">Ver essa foto no Instagram<\/div><\/div><div style=\"padding: 12.5% 0;\"><\/div> <div style=\"display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;\"><div> <div style=\"background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);\"><\/div> <div style=\"background-color: #F4F4F4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;\"><\/div> <div style=\"background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);\"><\/div><\/div><div style=\"margin-left: 8px;\"> <div style=\" background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;\"><\/div> <div style=\" width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg)\"><\/div><\/div><div style=\"margin-left: auto;\"> <div style=\" width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);\"><\/div> <div style=\" background-color: #F4F4F4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);\"><\/div> <div style=\" width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);\"><\/div><\/div><\/div> <div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;\"> <div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;\"><\/div> <div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;\"><\/div><\/div><\/a><p style=\" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;\"><a href=\"https:\/\/www.instagram.com\/reel\/Cy3eOYVuJMb\/?utm_source=ig_embed&amp;utm_campaign=loading\" style=\" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none;\" target=\"_blank\" rel=\"noopener\">Uma publica\u00e7\u00e3o compartilhada por Acordo Certo (@acordocerto)<\/a><\/p><\/div><\/blockquote> <script async src=\"\/\/www.instagram.com\/embed.js\"><\/script>\n\n\n\n<p>A taxa do Pix n\u00e3o \u00e9 uma f\u00f3rmula \u00fanica para todos os bancos.&nbsp;<\/p>\n\n\n\n<p>Cada institui\u00e7\u00e3o define seus pr\u00f3prios par\u00e2metros, como porcentagens do valor da transa\u00e7\u00e3o, tarifas m\u00ednimas e m\u00e1ximas. Veja exemplos abaixo.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quais bancos v\u00e3o taxar o PIX? Descubra aqui!<\/h2>\n\n\n\n<p>Al\u00e9m da Caixa, outros bancos est\u00e3o adotando a taxa no Pix.&nbsp;<\/p>\n\n\n\n<div class=\"cta-btn-block\">\n  <a class=\"cta-btn\" href=\"https:\/\/app.acordocerto.com.br\/login?utm_source=blog&amp;utm_medium=acordocerto&amp;utm_term=cta-post\" target=\"_blank\">Consulte seu CPF<\/a>\n<\/div>\n\n\n\n<p>Cada institui\u00e7\u00e3o tem suas pr\u00f3prias regras, mas os principais pontos a serem observados incluem o valor da transa\u00e7\u00e3o e a categoria do usu\u00e1rio (pessoa f\u00edsica ou jur\u00eddica).&nbsp;<\/p>\n\n\n\n<p>Veja exemplos:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ita\u00fa<\/h3>\n\n\n\n<p>Pix de Transfer\u00eancia para Pessoa Jur\u00eddica: 1,45% do valor da transa\u00e7\u00e3o, e m\u00ednimo de R$1,75 e m\u00e1ximo de R$ 9,60. Tarifas incidem sobre transa\u00e7\u00f5es que excedam os planos contratados, que oferecem de 10 a 22 transa\u00e7\u00f5es gratuitas. A taxa\u00e7\u00e3o \u00e9 aplicada principalmente a transa\u00e7\u00f5es de pessoa jur\u00eddica.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Banco do Brasil<\/h3>\n\n\n\n<p>No BB, a taxa\u00e7\u00e3o \u00e9 aplicada principalmente a transa\u00e7\u00f5es de pessoa jur\u00eddica. As condi\u00e7\u00f5es s\u00e3o:&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Pix de Transfer\u00eancia: <\/strong>Tarifa de 0,99% do valor enviado. M\u00ednimo de R$1,00 e m\u00e1ximo de R$10,00.<\/li>\n\n\n\n<li><strong>Pix para Recebimentos via QR Code: <\/strong>Tarifa de 0,99% do valor recebido, limitado a R$140,00.<\/li>\n<\/ol>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Bradesco<\/h3>\n\n\n\n<p>No Bradesco, o PIX taxado \u00e9 aplicado a diversas modalidades e principalmente a transa\u00e7\u00f5es de pessoa jur\u00eddica. Veja mais:&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Pix para Recebimentos via QR Code (EIS e MEIs): <\/strong>1,40% do valor, com m\u00ednimo de R$0,90 e m\u00e1ximo de R$145,00.<\/li>\n\n\n\n<li><strong>Pix de Transfer\u00eancia: <\/strong>1,40% do valor. M\u00ednimo de R$1,65 e m\u00e1ximo de R$9,00.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.acordocerto.com.br\/blog\/pix-saque\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pix Saque<\/a>:<\/strong> Tarifa de R$2,50 a cada Pix.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.acordocerto.com.br\/blog\/pix-troco\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pix Troco<\/a>:<\/strong> Tarifa de R$2,50 a cada Pix.<\/li>\n<\/ol>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Banrisul<\/strong><\/h3>\n\n\n\n<p>No banco Banrisul, s\u00e3o isentas as tarifas de transfer\u00eancias via Pix para clientes pessoas jur\u00eddicas com pacotes de tarifas cadastrados e transa\u00e7\u00f5es realizadas por pessoas f\u00edsicas, empreendedores individuais e MEIs. Confira detalhes:&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Envio de Pix para outras institui\u00e7\u00f5es<\/strong>: 0,90% do valor transferido. M\u00ednimo de R$0,50 e m\u00e1ximo de R$9,90.<\/li>\n\n\n\n<li><strong>Pix Compra:<\/strong> 0,90% sobre o valor recebido. M\u00ednimo de R$0,50 e m\u00e1ximo de R$99,00.<\/li>\n<\/ol>\n\n\n\n<p><\/p>\n\n\n\n<p>Estas s\u00e3o as regras atuais de alguns dos principais bancos em rela\u00e7\u00e3o \u00e0 taxa no Pix.&nbsp;<\/p>\n\n\n\n<div class=\"cta-btn-block\">\n  <a class=\"cta-btn\" href=\"https:\/\/app.acordocerto.com.br\/login?utm_source=blog&amp;utm_medium=acordocerto&amp;utm_term=cta-post\" target=\"_blank\">Consulte seu CPF<\/a>\n<\/div>\n\n\n\n<p>Importante notar que a taxa\u00e7\u00e3o, em sua maioria, incide sobre transa\u00e7\u00f5es de pessoa jur\u00eddica. Al\u00e9m disso, \u00e9 crucial verificar as condi\u00e7\u00f5es espec\u00edficas do seu banco para garantir uma compreens\u00e3o completa das tarifas associadas \u00e0s transa\u00e7\u00f5es PIX.<\/p>\n\n\n\n<article\n  class=\"custom-post-block\"\n  style=\"background-color: #ebeef5; color: #506172;\"\n>\n  \n\n<p>Veja tamb\u00e9m: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.acordocerto.com.br\/blog\/pix-parcelado\/\" target=\"_blank\" rel=\"noreferrer noopener\">PIX parcelado: Entenda como funciona<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.acordocerto.com.br\/blog\/como-cancelar-um-pix\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tem como cancelar um PIX?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.acordocerto.com.br\/blog\/pix-automatico\/\" target=\"_blank\" rel=\"noreferrer noopener\">PIX Autom\u00e1tico: Guia Completo<\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n<\/article>\n\n\n\n<h2 class=\"wp-block-heading\">PIX taxado pessoa f\u00edsica e pessoa jur\u00eddica: entenda as diferen\u00e7as<\/h2>\n\n\n\n<p>A distin\u00e7\u00e3o entre pessoa f\u00edsica e jur\u00eddica \u00e9 crucial na hora de entender como a taxa do Pix se aplica.&nbsp;<\/p>\n\n\n\n<p>Enquanto as pessoas f\u00edsicas, em sua maioria, continuam isentas, as empresas, <a href=\"https:\/\/www.acordocerto.com.br\/blog\/o-que-e-mei\/\" target=\"_blank\" rel=\"noreferrer noopener\">MEI<\/a>s e alguns empreendedores individuais podem enfrentar essas taxas.<\/p>\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\">Quanto \u00e9 a taxa do PIX?<\/h2>\n\n\n\n<p>Ah, essa \u00e9 uma pergunta que n\u00e3o quer calar! O valor m\u00e1ximo do Pix varia de acordo com o banco e a categoria do usu\u00e1rio. As taxas, por sua vez, podem ter m\u00ednimos e m\u00e1ximos estabelecidos.&nbsp;<\/p>\n\n\n\n<p>Fiquem de olho nos detalhes para n\u00e3o serem pegos de surpresa na hora da transa\u00e7\u00e3o.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vai cobrar taxa de PIX em 2023 e 2024? O futuro do PIX taxado<\/h2>\n\n\n\n<p>Muita gente se pergunta sobre o futuro, se a cobran\u00e7a de taxa no PIX vai continuar nos pr\u00f3ximos anos.&nbsp;<\/p>\n\n\n\n<div class=\"cta-btn-block\">\n  <a class=\"cta-btn\" href=\"https:\/\/app.acordocerto.com.br\/login?utm_source=blog&amp;utm_medium=acordocerto&amp;utm_term=cta-post\" target=\"_blank\">Consulte seu CPF<\/a>\n<\/div>\n\n\n\n<p>A verdade \u00e9 que, por enquanto, as pessoas jur\u00eddicas ter\u00e3o sim o PIX taxado, assim como foi em 2023, e at\u00e9 o momento a regra permanecer\u00e1 em 2024. Mas vale a pena ficar de olho nas atualiza\u00e7\u00f5es do seu banco e nas not\u00edcias para estar sempre bem informado.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">E para finalizar: cuidado com golpes! Previna-se e monitore seu CPF gratuitamente!<\/h2>\n\n\n\n<p>Agora, uma dica valiosa: com as mudan\u00e7as no PIX, \u00e9 essencial ficar atento a poss\u00edveis golpes. Aqui no Acordo Certo, oferecemos um servi\u00e7o de <a href=\"https:\/\/www.acordocerto.com.br\/guias\/monitoramento-de-cpf\/\" target=\"_blank\" rel=\"noreferrer noopener\">monitoramento de CPF<\/a> gratuito. Assim, voc\u00ea pode se prevenir contra fraudes e garantir a seguran\u00e7a das suas transa\u00e7\u00f5es. N\u00e3o deixe de cuidar do seu precioso dinheiro, ok?&nbsp;<\/p>\n\n\n\n<p>Esperamos que este guia tenha ajudado a esclarecer as d\u00favidas sobre o PIX taxado. Como sempre, estamos aqui para manter voc\u00ea bem atualizado para qualquer novidade no mundo das finan\u00e7as. Conte com a gente!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><\/h2>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.acordocerto.com.br\/blog\/feirao-de-negociacao-de-dividas-em-campinas\/\">Feir\u00e3o de Negocia\u00e7\u00e3o de D\u00edvidas em Campinas: descubra como renegociar seus d\u00e9bitos com condi\u00e7\u00f5es facilitadas<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.acordocerto.com.br\/blog\/juros-abusivos\/\">Juros abusivos: como calcular e identificar quando uma cobran\u00e7a \u00e9 ilegal<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.acordocerto.com.br\/blog\/divida-caduca\/\">D\u00edvida Caduca: Como Funciona e o Que Acontece com Sua Pend\u00eancia<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.acordocerto.com.br\/blog\/inteligencia-artificial-para-financas-pessoais\/\">Intelig\u00eancia Artificial para finan\u00e7as pessoais: seu novo aliado para organizar e otimizar o dinheiro!<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/www.acordocerto.com.br\/blog\/ia-para-financas\/\">IA para Finan\u00e7as: um guia pr\u00e1tico para organizar gastos, planejar e investir com Intelig\u00eancia Artificial<\/a><\/li>\n<\/ul>\n\n\n<h3 class=\"wp-block-heading\"><strong>FAQ: Perguntas frequentes<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1680723276120\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">\u00c9 cobrado taxa no PIX para CNPJ?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A cobran\u00e7a de tarifa no PIX para pessoa jur\u00eddica foi prevista desde o lan\u00e7amento do sistema em novembro de 2020, embora nem todos os bancos tenham repassado inicialmente esse custo aos clientes. Essa taxa agora est\u00e1 em vigor para garantir a sustentabilidade do sistema e alinhar-se \u00e0s diretrizes do Banco Central. Empresas com CNPJ devem estar cientes dessa cobran\u00e7a, compreender as mudan\u00e7as nas pol\u00edticas de cobran\u00e7a do PIX e ajustar sua gest\u00e3o financeira de acordo, garantindo transpar\u00eancia e efic\u00e1cia no planejamento financeiro.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1680723279284\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Banco Central autoriza cobran\u00e7a de taxa no PIX?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A autoriza\u00e7\u00e3o para a cobran\u00e7a de tarifas no PIX para clientes pessoa jur\u00eddica \u00e9 concedida pelo Banco Central e tem sido incorporada por diversas institui\u00e7\u00f5es banc\u00e1rias. Isso significa que, de acordo com as diretrizes estabelecidas, \u00e9 permitido que os bancos apliquem tarifas em transa\u00e7\u00f5es PIX realizadas por empresas. Essa medida visa regular o sistema de pagamento instant\u00e2neo e oferece flexibilidade aos bancos para adotarem pol\u00edticas que sustentem a opera\u00e7\u00e3o do PIX.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\"><strong>Web Stories<\/strong><\/h3>\n\n\n\t\t<div class=\"web-stories-list alignnone has-archive-link is-view-type-carousel is-style-default is-carousel\" data-id=\"1\">\n\t\t\t<div\n\t\t\tclass=\"web-stories-list__inner-wrapper carousel-1\"\n\t\t\tstyle=\"--ws-story-max-width:185px\"\n\t\t\t>\n\t\t\t\t\t\t<div class=\"web-stories-list__archive-link\">\n\t\t\t<a href=\"https:\/\/www.acordocerto.com.br\/blog\/web-stories\/\">\n\t\t\t\tVisualizando todos Stories\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"web-stories-list__carousel carousel\"\n\t\t\t\t\tdata-id=\"carousel-1\"\n\t\t\t\t\tdata-prev=\"Voltar\"\n\t\t\t\t\tdata-next=\"Avan\u00e7ar\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t<div\n\t\t\t\tclass=\"web-stories-list__story\"\n\t\t\t\tdata-wp-interactive=\"web-stories-block\"\n\t\t\t\tdata-wp-context='{\"instanceId\":1}'\t\t\t\tdata-wp-on--click=\"actions.open\"\n\t\t\t\tdata-wp-on-window--popstate=\"actions.onPopstate\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<div class=\"web-stories-list__story-poster\">\n\t\t\t\t<a href=\"https:\/\/www.acordocerto.com.br\/blog\/web-stories\/5-dicas-contra-o-golpe-do-pix-whatsapp\/\">\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"https:\/\/www.acordocerto.com.br\/blog\/wp-content\/uploads\/2023\/11\/cropped-golpe-do-pix-whatsapp.jpg\"\n\t\t\t\t\t\talt=\"5 dicas contra o golpe do PIX Whatsapp\"\n\t\t\t\t\t\twidth=\"185\"\n\t\t\t\t\t\theight=\"308\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/www.acordocerto.com.br\/blog\/wp-content\/uploads\/2023\/11\/cropped-golpe-do-pix-whatsapp.jpg 640w, https:\/\/www.acordocerto.com.br\/blog\/wp-content\/uploads\/2023\/11\/cropped-golpe-do-pix-whatsapp-150x200.jpg 150w\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tsizes=\"auto, (max-width: 640px) 100vw, 640px\"\n\t\t\t\t\t\t\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"web-stories-list__story-content-overlay\">\n\t\t\t\t\t\t\t<div class=\"story-content-overlay__title\">\n\t\t\t\t\t5 dicas contra o golpe do PIX Whatsapp\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div\n\t\t\t\tclass=\"web-stories-list__story\"\n\t\t\t\tdata-wp-interactive=\"web-stories-block\"\n\t\t\t\tdata-wp-context='{\"instanceId\":1}'\t\t\t\tdata-wp-on--click=\"actions.open\"\n\t\t\t\tdata-wp-on-window--popstate=\"actions.onPopstate\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<div class=\"web-stories-list__story-poster\">\n\t\t\t\t<a href=\"https:\/\/www.acordocerto.com.br\/blog\/web-stories\/tem-como-cancelar-um-pix\/\">\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"https:\/\/www.acordocerto.com.br\/blog\/wp-content\/uploads\/2023\/08\/cropped-Blog_Como_cancelar_pix.png\"\n\t\t\t\t\t\talt=\"Tem como cancelar um PIX?\"\n\t\t\t\t\t\twidth=\"185\"\n\t\t\t\t\t\theight=\"308\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/www.acordocerto.com.br\/blog\/wp-content\/uploads\/2023\/08\/cropped-Blog_Como_cancelar_pix.png 640w, https:\/\/www.acordocerto.com.br\/blog\/wp-content\/uploads\/2023\/08\/cropped-Blog_Como_cancelar_pix-150x200.png 150w\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tsizes=\"auto, (max-width: 640px) 100vw, 640px\"\n\t\t\t\t\t\t\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"web-stories-list__story-content-overlay\">\n\t\t\t\t\t\t\t<div class=\"story-content-overlay__title\">\n\t\t\t\t\tTem como cancelar um PIX?\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div\n\t\t\t\tclass=\"web-stories-list__story\"\n\t\t\t\tdata-wp-interactive=\"web-stories-block\"\n\t\t\t\tdata-wp-context='{\"instanceId\":1}'\t\t\t\tdata-wp-on--click=\"actions.open\"\n\t\t\t\tdata-wp-on-window--popstate=\"actions.onPopstate\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<div class=\"web-stories-list__story-poster\">\n\t\t\t\t<a href=\"https:\/\/www.acordocerto.com.br\/blog\/web-stories\/como-funciona-o-pix-automatico\/\">\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"https:\/\/www.acordocerto.com.br\/blog\/wp-content\/uploads\/2023\/08\/cropped-Como-funciona-o-PIX-automatico.jpg\"\n\t\t\t\t\t\talt=\"Como funciona o PIX autom\u00e1tico?\"\n\t\t\t\t\t\twidth=\"185\"\n\t\t\t\t\t\theight=\"308\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/www.acordocerto.com.br\/blog\/wp-content\/uploads\/2023\/08\/cropped-Como-funciona-o-PIX-automatico.jpg 640w, https:\/\/www.acordocerto.com.br\/blog\/wp-content\/uploads\/2023\/08\/cropped-Como-funciona-o-PIX-automatico-150x200.jpg 150w\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tsizes=\"auto, (max-width: 640px) 100vw, 640px\"\n\t\t\t\t\t\t\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"web-stories-list__story-content-overlay\">\n\t\t\t\t\t\t\t<div class=\"story-content-overlay__title\">\n\t\t\t\t\tComo funciona o PIX autom\u00e1tico?\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div\n\t\t\t\tclass=\"web-stories-list__story\"\n\t\t\t\tdata-wp-interactive=\"web-stories-block\"\n\t\t\t\tdata-wp-context='{\"instanceId\":1}'\t\t\t\tdata-wp-on--click=\"actions.open\"\n\t\t\t\tdata-wp-on-window--popstate=\"actions.onPopstate\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<div class=\"web-stories-list__story-poster\">\n\t\t\t\t<a href=\"https:\/\/www.acordocerto.com.br\/blog\/web-stories\/5-mitos-e-verdades-sobre-cartoes-de-credito\/\">\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"https:\/\/www.acordocerto.com.br\/blog\/wp-content\/uploads\/2023\/07\/cropped-ales-nesetril-ex_p4AaBxbs-unsplash-scaled-2.jpg\"\n\t\t\t\t\t\talt=\"5 mitos e verdades sobre cart\u00f5es de cr\u00e9dito\"\n\t\t\t\t\t\twidth=\"185\"\n\t\t\t\t\t\theight=\"308\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/www.acordocerto.com.br\/blog\/wp-content\/uploads\/2023\/07\/cropped-ales-nesetril-ex_p4AaBxbs-unsplash-scaled-2.jpg 640w, https:\/\/www.acordocerto.com.br\/blog\/wp-content\/uploads\/2023\/07\/cropped-ales-nesetril-ex_p4AaBxbs-unsplash-scaled-2-150x200.jpg 150w\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tsizes=\"auto, (max-width: 640px) 100vw, 640px\"\n\t\t\t\t\t\t\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"web-stories-list__story-content-overlay\">\n\t\t\t\t\t\t\t<div class=\"story-content-overlay__title\">\n\t\t\t\t\t5 mitos e verdades sobre cart\u00f5es de cr\u00e9dito\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div tabindex=\"0\" aria-label=\"Voltar\" class=\"glider-prev\"><\/div>\n\t\t\t\t\t<div tabindex=\"0\" aria-label=\"Avan\u00e7ar\" class=\"glider-next\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<div style='text-align:center' class='yasr-auto-insert-visitor'><\/div>","protected":false},"excerpt":{"rendered":"<p>Descubra os bancos que v\u00e3o cobrar pelo PIX e como proteger suas transa\u00e7\u00f5es do Pix taxado.<\/p>\n","protected":false},"author":10,"featured_media":14860,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[15,624],"tags":[635],"class_list":["post-14491","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas-pessoais","category-pix","tag-educacao-financeira"],"acf":[],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":10,"sum_votes":33},"_links":{"self":[{"href":"https:\/\/www.acordocerto.com.br\/blog\/wp-json\/wp\/v2\/posts\/14491","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.acordocerto.com.br\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.acordocerto.com.br\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.acordocerto.com.br\/blog\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acordocerto.com.br\/blog\/wp-json\/wp\/v2\/comments?post=14491"}],"version-history":[{"count":7,"href":"https:\/\/www.acordocerto.com.br\/blog\/wp-json\/wp\/v2\/posts\/14491\/revisions"}],"predecessor-version":[{"id":15804,"href":"https:\/\/www.acordocerto.com.br\/blog\/wp-json\/wp\/v2\/posts\/14491\/revisions\/15804"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.acordocerto.com.br\/blog\/wp-json\/wp\/v2\/media\/14860"}],"wp:attachment":[{"href":"https:\/\/www.acordocerto.com.br\/blog\/wp-json\/wp\/v2\/media?parent=14491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.acordocerto.com.br\/blog\/wp-json\/wp\/v2\/categories?post=14491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.acordocerto.com.br\/blog\/wp-json\/wp\/v2\/tags?post=14491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}