7 dicas para aproveitar melhor seu 13º salário

Geralmente ele é pago ao final do ano sendo dividido em duas parcelas, uma sendo paga em novembro e a outra em dezembro.

Mas se você está com as contas no vermelho, e precisa resolver essa situação, confira as dicas de como aproveitar seu salário extra para quitar as contas e passar a virada do ano sem sofrimento!

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Nem sempre temos ideia do valor exato que iremos receber, tudo depende do tempo de empresa, valor do salário bruto e afins. Não gosta de fazer contas? Tudo bem, você ainda consegue descobrir quanto será o seu décimo terceiro: é só usar a nossa

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Importante dar preferência no pagamento da que tem os juros mais altos, pois são os mais difíceis de eliminar.

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Dependendo da necessidade, é sempre válido negociar os valores em débito com os credores, ou procurar empresas que auxiliem nesse processo.

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Depois de saber quanto do orçamento mensal é comprometido por cada uma fica mais fácil se organizar

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Todo início de ano temos os tradicionais impostos sazonais como IPTU e IPVA, e se você tem crianças em casa a preocupação é matrícula e material escolar.

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Final de ano tem Black Friday, Natal, Reveillon e durante estas datas somos impactados por diversos anúncios apelativos que tem objetivo de pressionar você a comprar. Tome muito cuidado, qualquer compra feita nestas datas exige muito planejamento e pesquisa!

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Quitou contas atrasadas e tem dinheiro extra? Reforce a reserva de emergência ou invista em algo importante, como trocar um aparelho, fazer reparos em casa ou planejar uma viagem futura. Aproveite!

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